3 Important Factors You Need To Consider In Your Singapore Property Plans

If you are thinking of buying, upgrading or moving to another property, here are three important factors, you need to know!

While there are countless factors and details to take note of, we will only cover three factors that we feel are extremely important in this short blog post.

Read on!

1. Funds Allocation

Strategic funds allocation is an important factor to ensure SUSTAINABILITY!

Do you have enough safety net funds to sustain you in unforeseen circumstances like…

  • Loss of job
  • Property market crash
  • Financial crisis
  • Emergencies
  • ETC.

Besides being prepared for unforeseen circumstances, the funds should also be relatively comfortable according to the timeframe that you are planning to hold the property.

These are some factors that we will go through with our clients to ensure that they are well aware of their sustainability before they commit to any property purchase.

Many people may think that they will stay in the next house forever.

However, plans might change in the years down the road as our life situation is ever-changing.

Thus, it is always good to have sufficient funds in place because you just never know!

2. Timeline Planning

Many home owners underestimate the importance of having the right timeline-planning especially when it comes to selling and buying or vice versa.

Our job is to ensure as little disruption as possible when doing an upgrade or simply moving to another place.

This can be done through strategic planning of the sale and purchase timeline which may even cater for renovation works.

All in all, everyone’s situation is different. Therefore, it is important to understand each and every of our clients’ profile before planning and executing the most suitable timeline for them.

We have heard of horror stories of home owners becoming “homeless” after selling their HDB flats due to the lack of timeline planning.

However, even with meticulous planning, there might be instances where there is a lack of time for renovations, etc.

At the end of the day, we cannot promise a perfect timeline, but at least the risks are lower.

3. Flexibility in the future

Purchasing a property is just the first step.

We always encourage our clients to have a plan (long-term/short-term) if they are looking to do anything concerning their property.

This is because planning your real estate assets is not a small decision and it may affect you and your family in the future.

You should always ask yourself questions like:

  • How long will you be staying in your new house?
  • If you were to sell in the future, what will be your next property?
  • Is this the best property decision based on my current situation and plans?

Your future plans will affect your property decision NOW!

Our goal here at Let’s Talk Property is to listen to your needs and concerns before establishing the right goals that is achievable for you through our tailor-made property plan.

It is our upmost priority to ensure that the entire property planning and process is smooth & financially stress-free for all our clients!

Here’s a question you must ask yourself: “How can you SAFELY PLAN your real estate assets correctly?”

Our role as real estate consultants is to ensure you make the right property moves to avoid having regrets in the future as you may be stuck due to certain factors that you may have overlooked in your property planning.


There are many more factors when it comes to property planning because properties are not small ticket items.

There are real repercussions from making “mistakes” in your property plans and usually these “mistakes” occur because you are unaware of the better alternatives.

In Singapore, there are many rules and regulations when it comes to properties.

It is important to understand what are the implications of these rules and regulations and how you should strategise your property decision to make the most out of your property portfolio.

Wondering if it’s the right time to buy, sell, or wait it out?

These decisions can be tough, and there isn’t a one-size-fits-all answer.

But don’t worry, that’s where we come in!

At Let’s Talk Property, we are here to provide clarity to you and guide you step-by-step in your real estate journey!

Whether you’re a first-time buyer or a seasoned investor, we hope to partner with you to create a clear plan that’s tailored to your unique needs and provide objective guidance to help you make the best real estate decision.

So, if you’re looking to buy, sell, or just want to chat about your real estate options, we’re here for you!

With our extensive on-the-ground experience, you can trust us to provide a top-notch real estate experience that’s both informative and stress-free.

Do contact us for a sharing session!

Speak With Us

Best Regards,
Let’s Talk Property
Dillon @ 9389 1992

P.S If you are thinking of selling & buying a HDB flat concurrently without contra, Click HERE


Dillon Sit

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