Is Your Current Home Holding Back Your Retirement Dreams?

(For Singaporean Homeowners Who Want to Retire Earlier)

“8 Years of Helping Singaporeans Retire Earlier”

Tired of working hard but still worrying about rising costs, retirement, and your family’s future?

You’re not alone. 8 out of 10 HDB owners feel trapped in the same cycle: work, save, repeat… while watching private condo prices climb.

But what if you could turn your property into a retirement plan—without extra savings or side hustles?

Meet the Tans:

From “Just Getting By” to looking forward to Retiring at 55

(A Real Singaporean Success Story)

Like you, the Tans started with a modest HDB flat. But in 5 years, they grew their property portfolio from 600K to 2.5M—without draining their savings.

HOW?

Smart Upgrading: Leveraged equity in their HDB to invest strategically.

Zero-Cost Strategies: Used market cycles to upgrade their home and build passive income.

Future-Proofing: Structured their portfolio to thrive even with high interest rates.

Now, they can choose to retire 10 years earlier than planned.

The Upgrade Dilemma Every Singaporean Faces

(Which Path Are You On?)

❌ Stay Stuck: Keep working until 65+, hoping your CPF and savings will cover rising costs.

✅ Take Control: Use your property’s hidden value to secure passive income and retire on your terms.

“But wait—isn’t this a bad time to upgrade?”

We get it. With inflation and cooling measures, it’s easy to feel paralyzed. But here’s the truth:

Upgraders who waited for “the perfect time” paid $200K+ more

➜ The right strategy works in any market—you just need to know how.

Claim Your FREE “Retire Earlier” Upgrade Blueprint

In this 100% no-obligation session, you’ll discover:

🔑 The 3-Step System to upgrade your home and build wealth (even with today’s interest rates).

🔑 HDB vs. Condo vs. EC: Which path maximizes returns for YOUR family.

🔑 Upgrader’s Edge: How to sell high, buy smart, and unlock $100K+ in “hidden equity.”

🔑 Investor Secrets: Structure a portfolio that pays for itself (no cash out-of-pocket).

PLUS: Watch real testimonials from clients who have worked with us

Speak With Us Today!

It is ok to be careful when it comes to properties...

Many of our valued clients faced the same issues and doubts until they met us and discovered the game-changing solution that propelled them towards their property goals.

Here are some REAL LIFE examples:

House reached 5 years MOP and unsure of what is the next best move for them… - Terry & Dawn

Wanted to upgrade and had a lot of criteria and concern… - James & Audrey

Were thinking what they should do next and were planning to sell their house… - Ben & Rachel

Faced many difficulties to sell and upgrade to a bigger house… -Helmi & Shidah

Proven Track Record

Rated 5 Star On

Mr & Mrs Choong
Matthew & Dillon exceeded our expectations and managed to help us ensure a stress-free upgrading process.

Terry & Dawn

They helped us to sell off the house in just two viewings in less than 1 week!!

Kayden & Annabelle
This entire journey over the past year has been such a relaxing experience which was only possible with their help.  

Are you standing at the crossroad of your property journey, feeling just like those who sought our professional guidance?

Uncertain about the next steps and craving the support of trustworthy agents who truly understand your unique circumstances?

We wholeheartedly believe that we can be the solution you've been searching for!

Hi, we are Dillon & Matthew.

Since 2014, we worked closely with veteran real estate investors that grew their wealth by following a safe & systematic plan and SHOCKINGLY they did not even use much of their savings. 


After discovering the secret to “Asset Progression”, we have helped many of our clients upgrade/multiply their property without much impact on their finances and some were even more comfortable than before!


In fact, we decided to practice what we preach and went ahead to invest in a good upside potential property to kickstart our own property investment journey.


Using the R-P-A strategy and property investment fundamentals that we share with all our clients, we decided to go ahead with a condominium unit in the core central region that was at priced at $2400 psf during the Covid-19 period.


Today, looking at the surrounding new launches in the market, most 1 bedder units are going for more than $3000 psf!


Choosing the right unit is just one step and having the right property "roadmap" is essential to owning multiple properties.


Here at Let's Talk Property, we want to help you be the next to grow your wealth by having a beneficial asset progression plan


But what's the point of owning a valuable asset portfolio?


It is so that you can achieve a STABLE retirement in one of the world's most expensive city aka Singapore.


This is what most of our clients hope to achieve and what better way to do it than through property!

  

The reason why we are so passionate in sharing with more and more people is because we saw how having the right plan has changed the lives of our clients.

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No part of this site may be reproduced or reused for any other purposes whatsoever without our prior written permission.

PropNex Realty Pte Ltd

480 Lorong 6 Toa Payoh, HDB HUB East Wing #10-01(S310480)

Mainline No.: (+65) 6820 8000

CEA Licence No.: L3008022J

Matthew Ho. PropNex Realty Pte Ltd.

CEA Licence No.: R059798A

Phone No.: +6590079035

Dillon Sit. PropNex Realty Pte Ltd.

CEA Licence No.: R058114G

Phone No.: +6593891992