10 Things You May Not Know About Owning A Landed Home

Owning a landed home in Singapore is often seen as the pinnacle of property dreams — no shared walls, no upstairs neighbours stomping around, and a sense of privacy and ownership that condos just can’t match. But behind the prestige and peace lies a long list of responsibilities and hidden costs that many buyers aren’t prepared for.

Whether you’re planning to upgrade or just curious about what landed ownership truly involves, here are some eye-opening things you should know before signing that Option to Purchase. Some are perks, others are pitfalls. But all of them are important.

1. Landed Means More Than Just the Ground

Under Singapore law, when you purchase a piece of landed property, you’re also buying the airspace above it and the underground space beneath it. This includes trees, walls, structures, and even natural rights like sunlight and air.

For example, you can trim overhanging branches from a neighbour’s tree (as long as you don’t step onto their land), and if fruits fall into your garden from next door, they’re legally yours.

2. You Can’t Just Build Whatever You Want

Despite owning the land, there are strict URA guidelines on what you can build based on whether your property is detached, semi-detached, or terrace.

Even relatively small upgrades, like adding a room, installing a solar panel, or creating a basement, might need approval. Major renovations require you to engage a Qualified Person (QP), such as an architect, to submit plans.

These rules ensure landed neighbourhoods maintain their character — no random malls popping up in residential estates.

3. Car Parks Don’t Count Toward Your GFA

Gross Floor Area (GFA) caps how much floor space you can build, but URA doesn’t count car porches, garages, or basement car parks towards this total.

So if you’re a car enthusiast or own multiple vehicles, this is a neat bonus that gives you more usable indoor space elsewhere.

4. LTA Might Reclaim Part of Your Land

Before you buy, check the Road Line Plan (RLP). If any part of your property falls within an RLP zone, the Land Transport Authority can reclaim that land for roadworks — and without compensation.

This could affect how much land you truly control and may impact renovation or redevelopment potential. You can purchase the RLP from SLA’s INLIS portal.

5. Drains Are Your Responsibility

If there’s a public drain within your lot, you’re responsible for maintaining it — not the government. That means clearing blockages and keeping it functional at your own cost.

To check for hidden drainage obligations, consult PUB’s Drainage Interpretation Plan (DIP) or look at mukim and lot plans.

6. You Might Not Be Able to Remove That Tree

Big trees on your property aren’t always yours to remove. If you’re in a Tree Conservation Area and the tree has a girth of over 1 metre, you need NParks’ approval before cutting it down.

Violations can result in fines up to $50,000. Even maintenance is your job — neglect can lead to legal orders to take action.

7. Older Landed Homes Might Have Sloped Floors

Many older homes were built without proper land grading, so their floors may be slightly uneven. While this is mostly cosmetic, it can cause tripping hazards or ruin finishes like tiling.

If you’re buying resale, check if this is something the seller will rectify.

8. Retaining Walls Are a Hidden Cost

Landed homes on sloped terrain may require retaining walls to prevent soil erosion and manage water runoff. These walls must comply with URA regulations on height and boundary visibility.

They can be expensive to build and maintain. Always review the land’s topography and consult a surveyor before buying.

9. Your Reno Might Need Your Neighbours’ Consent

Planning to install an awning or extend your boundary wall? If your changes affect a shared boundary or could cause nuisance, you’ll need your neighbour’s approval in addition to URA’s.

Also, noise restrictions apply: no noisy works on Sundays and public holidays, and time limits on weekdays and Saturdays.

10. Termites Are a Real Threat

Landed homes are more exposed to termites due to soil contact. These pests thrive in Singapore’s climate and can quietly destroy wood structures from within.

By the time you spot them, extensive damage might have occurred. Always get a professional pest inspection before purchase. Insurance rarely covers termite damage.

So, Is It Worth It?

Landed homes do come with hidden costs and responsibilities — from pest control and structural repairs to drainage duties and renovation regulations.

But the benefits are undeniable: privacy, space, control over your property, and long-term value appreciation. For many, it’s still the ultimate dream home.

If you’re considering buying a landed property, get professional advice early. Talk to experienced agents who can walk you through the technicalities, help you uncover hidden issues, and ensure you buy with both eyes open.

Because the landed life is amazing — when you’re ready for it.

Thinking of making the move to landed? Let’s talk. Reach out for a no-obligation consultation HERE!

We’ll help you understand the finer points, shortlist the right properties, and make a confident move.
Your dream home might be closer than you think.