There are many different property journey stages that one might be in. To put it simply, there are 3 stages: Wealth Accumulation (First Stage), Growth (Second Stage) & Yield (Last Stage).
No matter which stage that you are at, we hope to empower our clients to plan for the future through properties. Especially the golden years when you should be enjoying the joys of what life has to offer and not worry about the inevitable rising cost of living in Singapore.
Looking at the infographic from CPF below, you can see the stark difference when it comes to the usage of your CPF for different age groups. There are factors you will need to consider when making your property move as many still have the misconception that you cannot use your CPF to pay for private properties! Have you ever wondered if there is a strategy behind the utilisation of our CPF funds?
The strategy for the utilisation of our CPF funds will differ based on our age group as well as our current financial situation!
Also, there was another article from The Straits Times reflecting on those who are in their 60s and have regretted not having a head start or any proper planning when it comes to retirement. From the article, one netizen even quoted saying that she wished she had purchased two properties had she known she would be in this predicament of working late into her golden years to make ends meet. We can safely assume that no one wants to look back and regret not taking action when one can actually have the chance to, right?
Did you plan for retirement?
At Let’s Talk Property, we have always aimed to educate those that we have had the privilege to meet with the right property knowledge, helping them make good calls that will help them with financial stability. Till date, we have empowered many of our clients to reach their ideal property goals.
People always misunderstand that property investment is for the rich and for those who have the massive capital to get in. But they fail to see that even for first-time buyers who would generally buy a home for own-stay, if bought and entered at a good timing can result in big reaps and create a snowballing effect in their future property journey if carefully planned.
Wondering if it’s the right time to buy, sell, or wait it out?
These decisions can be tough, and there isn’t a one-size-fits-all answer.
But don’t worry, that’s where we come in!
At Let’s Talk Property, we are here to provide clarity to you and guide you step-by-step in your real estate journey!
Whether you’re a first-time buyer or a seasoned investor, we hope to partner with you to create a clear plan that’s tailored to your unique needs and provide objective guidance to help you make the best real estate decision.
So, if you’re looking to buy, sell, or just want to chat about your real estate options, we’re here for you!
With our extensive on-the-ground experience, you can trust us to provide a top-notch real estate experience that’s both informative and stress-free.
Do contact us for a sharing session!
Let’s Talk Property
Dillon @ 9389 1992
P.S If you are thinking of selling & buying a HDB flat concurrently without contra, Click HERE
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